Two Firs Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 19, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$275/hr

“Adviser is compensated for its one-time financial plan services by a one-time flat fee between $500 and $6,000 depending on the scope and complexity of the one-time financial plan services requested by the client and in approximate proportion to the estimated hourly time dedication of Adviser and its personnel at a…”

Flat or project fee

$500⁠-⁠$6,000

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Two Firs Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Initial fees are prorated based on the number of days that the client’s account(s) was open during the quarter.”
• “Adviser does not obtain client account information for purposes of collecting financial plan fees via ACH; clients will receive an electronic payment request via secure link, and clients are responsible for typing in their respective payment information.”
• “The pro rata fees for the remainder of the quarterly billing period after the termination will be refunded to client via check or direct deposit.”

How Two Firs Financial’s fees compare

• Its hourly rate of $275 is below the Washington median of $300. 46% of the 216 other Washington planners that publish an hourly rate charge less.
• 13 of the 38 other planners in Seattle that publish an hourly rate charge less.
• Its flat or project fee of $500-$6,000 spans the Washington median of $3,250. 50% of the 103 other Washington planners that publish a flat or project fee charge less.
• 6 of the 18 other planners in Seattle that publish a flat or project fee charge less.

About Two Firs Financial

• Firm size: 2 employees.
• Registered as an adviser: 2018 (8 years).

Planning areas mentioned in the brochure

• Retirement planning

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

20

Employees

2

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$19,355,577

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

298206

Website

letsmakeaplan.org/find-a-cfp-professional/certified-professional-profile/468e362f-e211-4a98-90d7-8410aa8dcd50 (opens in new tab)

Phone

(206) 485-1010

Other planners in Seattle that publish fees

• 2020 Financial Planning LLCSeattle$300/hr, $2,500
• Alta Via Financial PlanningSeattle$450/hr
• Arrivity Financial PlanningSeattle$400/hr
• BBJS Financial Advisors, LLCSeattle$132⁠-⁠$416/hr
• Breakwater Investment ManagementSeattle$350/hr, $2,500⁠-⁠$20,000
• Brighton Jones LLCSeattle$150⁠-⁠$300/hr, $5,000⁠-⁠$25,000

Compare all 65 planners in Seattle