Sapling Wealth Management fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 16, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$400/hr

“The Adviser’s hourly fee will be billed at a rate of $400 per hour and will be negotiated and agreed upon by the parties in advance.”

Flat or project fee

$4,000

“A standard financial plan is priced at a fixed fee of $4,000-12,000 for approximately 10-30 hours of work.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Sapling Wealth Management bills

Payment and refund terms, quoted from the fee section of the brochure.

• “In all instances, the adviser will send the client a written invoice, including the fee, the formula used to calculate the fee, the time period covered by the fee, and, if applicable, the amount of assets under management on which the fee was based.”
• “The advisory fee, payable quarterly in arrears, is based on the average daily value of the account in the preceding quarter using the following fixed fee schedule (below).”
• “The Adviser will invoice or issue a sales receipt of the advisory fee to the Client on a quarterly basis.”

How Sapling Wealth Management’s fees compare

• Its hourly rate of $400 is above the Washington median of $300. 81% of the 216 other Washington planners that publish an hourly rate charge less.
• 27 of the 38 other planners in Seattle that publish an hourly rate charge less.
• Its flat or project fee of $4,000 is above the Washington median of $3,250. 58% of the 103 other Washington planners that publish a flat or project fee charge less.
• 7 of the 18 other planners in Seattle that publish a flat or project fee charge less.

About Sapling Wealth Management

• Firm size: 2 employees.
• Registered as an adviser: 2011 (15 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Minimum

$250,000 in assets (stated in brochure)

Clients

22

Employees

2

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and other services

Assets managed

$93,016,346

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

155361

Website

saplingwealth.com (opens in new tab)

Phone

(206) 281-4055

Other planners in Seattle that publish fees

• 2020 Financial Planning LLCSeattle$300/hr, $2,500
• Alta Via Financial PlanningSeattle$450/hr
• Arrivity Financial PlanningSeattle$400/hr
• BBJS Financial Advisors, LLCSeattle$132⁠-⁠$416/hr
• Breakwater Investment ManagementSeattle$350/hr, $2,500⁠-⁠$20,000
• Brighton Jones LLCSeattle$150⁠-⁠$300/hr, $5,000⁠-⁠$25,000

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