Breakwater Investment Management fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“For noninvestment advisory clients, fees for planning services are based on an hourly rate of $350.00 per hour or a flat fee of $2,500.00 to $20,000.00, based on the complexity of the engagement.”

Flat or project fee

$2,500⁠-⁠$20,000

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Breakwater Investment Management bills

Payment and refund terms, quoted from the fee section of the brochure.

• “We generally bill fees on a monthly basis in arrears.”
• “Fees are prorated for capital contributions and withdrawals made during the applicable calendar month.”
• “Negotiation Notwithstanding the above, all fees are negotiable on a client-by-client basis.”

How Breakwater Investment Management’s fees compare

• Its hourly rate of $350 is above the Washington median of $300. 69% of the 216 other Washington planners that publish an hourly rate charge less.
• 20 of the 38 other planners in Seattle that publish an hourly rate charge less.
• Its flat or project fee of $2,500-$20,000 spans the Washington median of $3,250. 88% of the 103 other Washington planners that publish a flat or project fee charge less.
• 14 of the 18 other planners in Seattle that publish a flat or project fee charge less.

About Breakwater Investment Management

• Firm size: 4 employees.
• Registered as an adviser: 2014 (12 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

152

Employees

4

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and other services

Assets managed

$302,726,806

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

150841

Website

breakwater.com (opens in new tab)

Phone

(206) 621-8832

Can advise clients in 4 states: California, Oregon, Virginia, Washington

Other planners in Seattle that publish fees

• 2020 Financial Planning LLCSeattle$300/hr, $2,500
• Alta Via Financial PlanningSeattle$450/hr
• Arrivity Financial PlanningSeattle$400/hr
• BBJS Financial Advisors, LLCSeattle$132⁠-⁠$416/hr
• Brighton Jones LLCSeattle$150⁠-⁠$300/hr, $5,000⁠-⁠$25,000
• Cadence Wealth Management, LLCSeattle$250/hr, $1,000⁠-⁠$5,000

Compare all 65 planners in Seattle