Recker Financial LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 24, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Financial Planning fee is an hourly rate of $250 per hour.”

Monthly fee

$50⁠-⁠$500/mo

“Since fees are paid in arrears, no rebate will be needed upon termination of the account Comprehensive Financial Planning Comprehensive Financial Planning consists of an ongoing fee that is paid monthly, in arrears, at the rate of $50 $500 per month based on complexity and needs of the client.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Recker Financial LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are directly debited from client accounts, or the client may choose to pay by check.”
• “An account may be terminated with written notice at least 30 calendar days in advance.”
• “Since fees are paid in arrears, no rebate will be needed upon termination of the account.”

How Recker Financial LLC’s fees compare

• Its hourly rate of $250 matches the Michigan median of $250. 38% of the 170 other Michigan planners that publish an hourly rate charge less.
• None of the 2 other planners in Bay City that publish an hourly rate charge less.

About Recker Financial LLC

• Principal: Mark Recker
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2018 (8 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.95% a year

Clients

76

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$18,945,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

298520

Website

reckerfinancial.com (opens in new tab)

Phone

(989) 214-0120

Can advise clients in 2 states: Michigan, New York

Other planners in Bay City that publish fees

• Brown Financial Planning LLCBay City$250/hr, $500⁠-⁠$1,200
• Mid Michigan Insurance and Financial Services LLCBay CityUp to $500/hr
• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500
• A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500

Compare all 4 planners in Bay City