Fee only financial advisors in Bay City, Michigan: hourly and flat fee prices

4 registered advisers based in Bay City offer financial planning for an hourly, fixed or subscription fee, with no commissions.

3 of the 4 fee only firms based in Bay City publish dollar fees. Their median hourly rate is $250. Updated October 2026.

What advisors in Bay City charge, from their filed brochures
Fee	Median	Middle half of firms	Firms with a published fee
Hourly rate	$250/hr	$250⁠-⁠$250/hr	3 firms

Data as of October 2026. Each firm counts once, at the midpoint of the range it publishes. How we calculate this

Fee only advisors in Bay City and their published fees

3 firms with published fees

Firm	Hourly rate	Flat or project fee	Ongoing fee
Brown Financial Planning LLC	$250/hr	$500⁠-⁠$1,200	Not published
Mid Michigan Insurance and Financial Services LLC	Up to $500/hr	Not published	Not published
Recker Financial LLC	$250/hr	Not published	$50⁠-⁠$500/mo

Other registered firms that don't publish dollar fees (1)

Their current brochure explains how they charge, but not how much. Ask them for a fee schedule.