Brown Financial Planning LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 3, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Service Fee Type and Amount Comprehensive Financial Plan $1,200 minimum Annual Financial Plan Review $500 fixed fee Separate Financial Planning Consultations $250 hourly fee BCF may negotiate its fixed fee amount for Comprehensive Financial Plans based on the complexity of the financial plan.”

Flat or project fee

$500⁠-⁠$1,200

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Brown Financial Planning LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Client agrees to pay BCF an Asset Management Fee for the investment advisory services, determined, calculated and payable as follows.”
• “The annualized Asset Management Fee that the Client Account will be billed will be according to the following.”
• “As the management fees are charged in arrears, BCF does not offer refunds as services have already been performed.”

How Brown Financial Planning LLC’s fees compare

• Its hourly rate of $250 matches the Michigan median of $250. 38% of the 170 other Michigan planners that publish an hourly rate charge less.
• None of the 2 other planners in Bay City that publish an hourly rate charge less.
• Its flat or project fee of $500-$1,200 is below the Michigan median of $3,250. 13% of the 137 other Michigan planners that publish a flat or project fee charge less.

About Brown Financial Planning LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2013 (13 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Equity compensation
• Insurance analysis
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Clients

117

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and portfolio management for businesses and institutions

Assets managed

$22,665,464

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

169330

Website

browncompfinancial.com (opens in new tab)

Phone

(989) 493-2940

Other planners in Bay City that publish fees

• Mid Michigan Insurance and Financial Services LLCBay CityUp to $500/hr
• Recker Financial LLCBay City$250/hr, $50⁠-⁠$500/mo
• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500
• A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500

Compare all 4 planners in Bay City