Onus Observer LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 26, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“AND CONSULTING Onus charges an hourly fee of $250 per hours for financial planning.”

Flat or project fee

$25,000

“ARRANGEMENTS WITH THIRD-PARTY MANAGERS Onus will usually receive an initial up front flat fee for the first 2 months of services of $25,000 and then a weekly fee of $2,500 thereafter.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Onus Observer LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are billed quarterly in arrears based on the amount of assets managed as of the close of business on the last business day of the previous quarter.”
• “For accounts opened or closed mid-billing period, fees will be prorated based on the days services are provided during the given period.”
• “Fees for financial plans are due upon delivery of the completed plan.”

How Onus Observer LLC’s fees compare

• Its hourly rate of $250 is below the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.
• 5 of the 35 other planners in San Francisco that publish an hourly rate charge less.
• Its flat or project fee of $25,000 is above the California median of $5,000. 92% of the 796 other California planners that publish a flat or project fee charge less.
• 30 of the 35 other planners in San Francisco that publish a flat or project fee charge less.

About Onus Observer LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2021 (5 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

1

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$35,410

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

312663

Website

onusobserver.substack.com (opens in new tab)

Phone

(415) 949-9934

Other planners in San Francisco that publish fees

• Amoretti Capital ManagementSan Francisco$450/hr
• Applied AdvisorSan Francisco$285/hr, $285
• Benningfield Financial Advisors, LLCSan Francisco$375/hr, $7,500/qtr
• Berkeley Investment AdvisorsSan Francisco$6,000/yr
• BPM Wealth Advisors, LLCSan Francisco$250⁠-⁠$50,000
• Bridgelane FinancialSan Francisco$500/hr, $5,000⁠-⁠$20,000

Compare all 107 planners in San Francisco