Garhwal, Chan & Williams Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 26, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$2,500⁠-⁠$10,000

“Financial planning services are provided for a fixed fee ranging from $2,500 to $10,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Garhwal, Chan & Williams Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “An invoice is provided upon completion of the written analysis and is payable upon receipt.”
• “Upon cancellation, we will present you with an invoice for time spent.”
• “These fees are billed at the end of each quarter, based on the assets under management as of the last day of the calendar quarter.”

How Garhwal, Chan & Williams Inc.’s fees compare

• Its flat or project fee of $2,500-$10,000 spans the California median of $5,000. 64% of the 796 other California planners that publish a flat or project fee charge less.
• 14 of the 35 other planners in San Francisco that publish a flat or project fee charge less.

About Garhwal, Chan & Williams Inc.

• Firm size: 2 employees.
• Credentials named in the brochure: ChFC® and CFA.
• Founded: 2002 (24 years).

Planning areas mentioned in the brochure

• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.5% a year

Clients

22

Employees

2

Works with

High net worth individuals and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and pension consulting

Assets managed

$133,595,574

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

125484

Website

gcwinc.com (opens in new tab)

Phone

(415) 263-1900

Can advise clients in 2 states: California, Texas

Other planners in San Francisco that publish fees

• Amoretti Capital ManagementSan Francisco$450/hr
• Applied AdvisorSan Francisco$285/hr, $285
• Benningfield Financial Advisors, LLCSan Francisco$375/hr, $7,500/qtr
• Berkeley Investment AdvisorsSan Francisco$6,000/yr
• BPM Wealth Advisors, LLCSan Francisco$250⁠-⁠$50,000
• Bridgelane FinancialSan Francisco$500/hr, $5,000⁠-⁠$20,000

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