Mid Michigan Insurance and Financial Services LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 12, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

Up to $500/hr

“The hourly fee typically ranges from $0 (or waived fee) up to a maximum of $500 per hour.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Mid Michigan Insurance and Financial Services LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The Adviser does not charge more that $500.00 in fees per client, six month or more in advance.”
• “Fees are prorated (based on the number of days service is provided during the initial billing period) for your account opened at any time other than the beginning of the billing period.”
• “In the event that there is a remaining balance of any fees paid in advance after the deduction of fees from the final invoice, those remaining proceeds will be refunded by the firm to you.”

How Mid Michigan Insurance and Financial Services LLC’s fees compare

• Its hourly rate of up to $500 spans the Michigan median of $250. 38% of the 170 other Michigan planners that publish an hourly rate charge less.
• None of the 2 other planners in Bay City that publish an hourly rate charge less.

About Mid Michigan Insurance and Financial Services LLC

• Firm size: 2 employees.
• Registered as an adviser: 2021 (5 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.75% a year

Clients

47

Employees

2

Works with

Individuals and charities

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$6,235,626

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

311449

Phone

(989) 327-9660

Can advise clients in 2 states: Indiana, Michigan

Other planners in Bay City that publish fees

• Brown Financial Planning LLCBay City$250/hr, $500⁠-⁠$1,200
• Recker Financial LLCBay City$250/hr, $50⁠-⁠$500/mo
• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500
• A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500

Compare all 4 planners in Bay City