Kastler Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 14, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$189/hr

“Custom service requirements may be quoted using the Financial Planning Hourly Fee of $189.”

Flat or project fee

$500⁠-⁠$11,250

“Fixed fee rates range from $500 to $11,250.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Kastler Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and the final agreed upon fee will be outlined in your Client Service Agreement.”
• “Fees for Financial Planning may be paid by credit card or ACH through our AdvicePay billing and contract portal.”
• “Any work completed, if not covered by the initial deposit, will be billed at the Financial Planning Hourly Fee.”

How Kastler Financial Planning’s fees compare

• Its hourly rate of $189 is below the Michigan median of $250. 15% of the 170 other Michigan planners that publish an hourly rate charge less.
• Its flat or project fee of $500-$11,250 spans the Michigan median of $3,250. 76% of the 137 other Michigan planners that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Kastler Financial Planning

• Principal: Michael Kastler
• Solo practice: one person runs the firm, so you work directly with the planner.
• Founded: 2015 (11 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Clients

5

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Assets managed

$302,162

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

330030

Website

vimeo.com/channels/kastlerfinancialplanning (opens in new tab)

Phone

(248) 793-7314

Other planners in Michigan that publish fees

• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500
• A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500
• Advance Wealth Management Service, LLCGrand Rapids$300/hr, $5,000
• Advisory Advocates LLCGrand Rapids$250⁠-⁠$1,500

Compare all 406 planners in Michigan