Retirement Income Solutions, Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 27, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$1,500

“RIS provides retirement and financial planning for a fixed fee starting at $1500, depending upon the complexity of the plan.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Retirement Income Solutions, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The first payment is due the day after the end of the first calendar quarter in which the account is opened and is prorated for days services were provided.”
• “For Asset Management and Asset Monitoring, services and fees are negotiable and vary based on the size of the account, complexity of the portfolio, extent of activity in the account, or other reasons agreed upon by RIS and the client.”
• “Clients can pay the Asset Monitoring and Review and Asset Management and Review fees directly to RIS, upon invoice.”

How Retirement Income Solutions, Inc.’s fees compare

• Its flat or project fee of $1,500 is below the Michigan median of $3,250. 21% of the 137 other Michigan planners that publish a flat or project fee charge less.
• 5 of the 10 other planners in Ann Arbor that publish a flat or project fee charge less.

About Retirement Income Solutions, Inc.

• Firm size: 26 employees.
• Founded: 1982 (44 years).

Planning areas mentioned in the brochure

• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Minimum

$750,000 in assets (stated in brochure)

Clients

1,265

Employees

26

Works with

Individuals, high net worth individuals, pension and profit sharing plans, charities, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other advisers

Assets managed

$2,972,359,471

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

110145

Website

linkedin.com/company/retirement-income-solutions (opens in new tab)

Phone

(734) 769-7727

Can advise clients in 21 states: Arizona, California, Colorado, District of Columbia, Florida, Georgia, Illinois, Indiana, Massachusetts, Maryland, Michigan, Minnesota, North Carolina, New Hampshire, New York, Ohio, Oregon, Pennsylvania, Texas, Virginia, Washington

Other planners in Ann Arbor that publish fees

• A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500
• Arbor Trust Wealth Advisors, LLCAnn Arbor$200⁠-⁠$400/hr, $2,500⁠-⁠$5,000
• Boardwalk Wealth ManagementAnn Arbor$1,000⁠-⁠$3,000, $200⁠-⁠$2,500/qtr
• Coriander Financial Group LLCAnn Arbor$300/hr
• Darden Wealth GroupAnn Arbor$400/hr, $1,500⁠-⁠$25,000/qtr
• Geddi Capital LLCAnn Arbor$3⁠-⁠$50/mo

Compare all 21 planners in Ann Arbor