Kaiyo Wealth LLC fees and pricing

Financial planner in San Diego, California. Registered with the SEC.

According to its Form ADV Part 2A brochure dated February 25, 2026, Kaiyo Wealth LLC charges a flat or project fee of $10,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 25, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee: $10,000; “5 Creating a full comprehensive financial plan is a minimum fee of $10,000, but could be more depending on the complexity of the client’s financial situation.”

Payment and refund terms, quoted from the fee section of the brochure.

“These fees are negotiable and the final fee schedule will be memorialized in the client’s advisory agreement.”
“Clients may terminate the agreement without penalty for a full refund of KWL's fees within five business days of signing the Investment Advisory Contract.”
“Clients may select the method in which they are billed.”

Its flat or project fee of $10,000 is above the California median of $5,000. 77% of the 796 other California planners that publish a flat or project fee charge less.
51 of the 68 other planners in San Diego that publish a flat or project fee charge less.

How the firm is paid: Fixed or flat fees, percentage of assets under management
Charges a % of assets: Yes
Highest asset based fee in brochure: 2% a year
Minimum: $10,000 minimum fee (stated in brochure)
Clients: 86
Employees: 4
Works with: Individuals and high net worth individuals
Services reported to regulators: Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops
Assets managed: $240,126,229
Registered with: U.S. Securities and Exchange Commission
Disciplinary disclosures: None reported
SEC CRD number: 316431
Website: kaiyowealth.com (opens in new tab)
Phone: (858) 252-4403

Can advise clients in 4 states: Arizona, California, Idaho, Texas

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.