Circadia Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 24, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“The hourly rate is $250.”

Flat or project fee

$250⁠-⁠$3,000

“Fixed fees generally range between $250 and $3,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Circadia Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Unless otherwise noted, fees are billed monthly in arrears and prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”
• “Because fees are paid in arrears, no refund will be needed upon termination.”
• “If fees are paid in advance, a prorated refund will be provided, if applicable, for any unearned fee.”

How Circadia Financial Planning’s fees compare

• Its hourly rate of $250 is below the Texas median of $275. 28% of the 468 other Texas planners that publish an hourly rate charge less.
• Its flat or project fee of $250-$3,000 is below the Texas median of $3,850. 18% of the 401 other Texas planners that publish a flat or project fee charge less.

About Circadia Financial Planning

• Principal: Zach Reyes
• Solo practice: one person runs the firm, so you work directly with the planner.
• Founded: 2024 (2 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.95% a year

Clients

8

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$28,681,714

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

334451

Website

circadiafp.com (opens in new tab)

Phone

(214) 380-4345

Other planners in San Angelo that publish fees

• Outlier Financial Partners, LLCSan Angelo$100⁠-⁠$300/mo
• 11 FinancialLufkin$250/hr, $50⁠-⁠$5,000
• 1900 WealthSan Antonio$350/hr, $1,500
• 360 Wealth CreationAustin$250/hr
• 3T Advisors LLCWaco$250/hr, $250⁠-⁠$10,000
• 7 Saturdays FinancialWylie$250/hr, $500⁠-⁠$10,000

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