Fso Wealth fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 18, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$1,000/hr

“Consultations Hourly Consultations are offered at a rate of $1,000 per hour.”

Flat or project fee

$2,400⁠-⁠$5,000

“Comprehensive Financial Planning Comprehensive Financial Planning is offered on a fixed-fee basis, generally ranging from $2,400 to $5,000 per engagement.”

Annual fee

Up to $20,000/yr

“Advisory Services Ongoing Financial Planning Ongoing Financial Planning is offered for a fixed annual fee ranging from $0 to $20,000, plus a possible one-time onboarding fee of $0 to $5,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Fso Wealth bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees for advisory services may be negotiable at the adviser’s discretion.”
• “Investment Management Fee Range Onboarding Fee $0 – $5,000 Annual Fee $0 – $50,000 If a client hires us for both Ongoing Financial Planning and Investment Management, we will show the fee for each service separately in the advisory agreement or invoice.”
• “Any such credit is negotiable, is not guaranteed, and will be documented in writing.”

How Fso Wealth’s fees compare

• Its hourly rate of $1,000 is above the Texas median of $275. 99% of the 468 other Texas planners that publish an hourly rate charge less.
• 55 of the 56 other planners in Dallas that publish an hourly rate charge less.
• Its flat or project fee of $2,400-$5,000 spans the Texas median of $3,850. 49% of the 401 other Texas planners that publish a flat or project fee charge less.
• 24 of the 51 other planners in Dallas that publish a flat or project fee charge less.
• Its annual fee of up to $20,000 spans the Texas median of $6,000. 74% of the 106 other Texas planners that publish an annual fee charge less.
• 8 of the 12 other planners in Dallas that publish an annual fee charge less.

About Fso Wealth

• Solo practice: one person runs the firm, so you work directly with the planner.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2025.

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Insurance analysis
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, newsletters and publications, educational seminars and workshops, and other services

Assets managed

$173,817

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

336409

Website

federalmoneynotes.substack.com (opens in new tab)

Phone

(214) 609-4027

Other planners in Dallas that publish fees

• Aci Wealth AdvisorsDallas$250/hr
• Advisor Resource CouncilDallas$100⁠-⁠$500/hr, $50⁠-⁠$15,000
• AfroblocDallas$300/hr
• Algotech Financial LLCDallas$3,000
• Applewhite & Buys Financial AdvisorsDallas$250/hr, $6,000
• Artham AdvisorsDallas$350/hr, $500⁠-⁠$2,500

Compare all 139 planners in Dallas