Garza Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 23, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$225/hr

“Hourly engagements are offered at a rate of $225 per hour.”

Flat or project fee

$600⁠-⁠$1,200

“The fixed fee can range between $600 and $1,200.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Garza Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are directly debited from Client accounts, or the Client may choose to pay by check.”
• “Accounts initiated or terminated during a calendar quarter will be charged a prorated fee based on the amount of time remaining in the billing period.”
• “An account may be terminated with written notice at least 30 calendar days in advance.”

How Garza Financial Planning’s fees compare

• Its hourly rate of $225 is below the Texas median of $275. 24% of the 468 other Texas planners that publish an hourly rate charge less.
• 11 of the 56 other planners in Dallas that publish an hourly rate charge less.
• Its flat or project fee of $600-$1,200 is below the Texas median of $3,850. 8% of the 401 other Texas planners that publish a flat or project fee charge less.
• 2 of the 51 other planners in Dallas that publish a flat or project fee charge less.

About Garza Financial Planning

• Principal: Victor Garza
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Business owners
• Equity compensation
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

40

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and educational seminars and workshops

Assets managed

$13,724,241

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

321126

Website

garzafinplan.com (opens in new tab)

Phone

(214) 444-3683

Other planners in Dallas that publish fees

• Aci Wealth AdvisorsDallas$250/hr
• Advisor Resource CouncilDallas$100⁠-⁠$500/hr, $50⁠-⁠$15,000
• AfroblocDallas$300/hr
• Algotech Financial LLCDallas$3,000
• Applewhite & Buys Financial AdvisorsDallas$250/hr, $6,000
• Artham AdvisorsDallas$350/hr, $500⁠-⁠$2,500

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