Wholeness Financial fees and pricing
Financial planner in Richmond, California. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated March 19, 2026, Wholeness Financial charges $150 an hour and an annual fee of $2,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed March 19, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $150/hr
“Hourly fees are charged at a rate of $150.00 per hour, including meeting time and preparation time (“Hourly Fee”).”
- Annual fee
- $2,000/yr
“Fees for proxy voting are $2,000 per year or 0.25 percent per year of the account value, whichever is greater. 2.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Wholeness Financial bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Such restrictions must be communicated to the Firm in advance and documented in writing.”
- “Other Consulting Services Other Consulting Services include financial advice and/or analysis of a specific Client objective or situation, as defined and agreed on by the Client and the Firm in advance.”
- “Fees in the first quarter of the Agreement shall be prorated from the inception date to the end of the first quarter.”
How Wholeness Financial’s fees compare
- Its hourly rate of $150 is below the California median of $300. 4% of the 932 other California planners that publish an hourly rate charge less.
- Its annual fee of $2,000 is below the California median of $6,250. 14% of the 224 other California planners that publish an annual fee charge less.
About Wholeness Financial
“Offered Wholeness Financial primarily provides two types of advisory services: Financial Planning Services and Investment Management Services.”
- Principal: Steven Toomey
- Solo practice: one person runs the firm, so you work directly with the planner.
- Credentials named in the brochure: CFA.
- Registered as an adviser: 2025.
Planning areas mentioned in the brochure
- Retirement planning
- Tax planning
- Estate planning
- College planning
- Business owners
- Insurance analysis
- Cash flow and budgeting
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 0.6% a year
- Clients
- 3
- Employees
- 1
- Works with
- Individuals
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and educational seminars and workshops
- Assets managed
- $541,378
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 332974
- Phone
- (415) 230-0236
Other planners in Richmond that publish fees
- Krystal FortnerRichmond$5,500-$10,000
- 10/28 Wealth Management LLCOceanside$300/hr, $500-$10,000
- 360DividendsGranite Bay$300/hr, $2,500-$10,000
- 3D Holistic WealthIrvine$300/hr, $1,500-$10,000
- 401 FinancialSan Diego$250/hr, $500
- 5T Wealth, LLCNapa$200-$450/hr
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.