White Oaks Wealth Advisors, Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed April 17, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$7,500

“Initial Financial Planning Project Subject to a $7,500 minimum, with an estimate based on individual circumstances and complexity, quoted in advance. © 2026 White Oaks Wealth Advisors, Inc.”

Annual fee

$25,000/yr

“Subject to $25,000 annual minimum fee.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How White Oaks Wealth Advisors, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “These services are contracted individually, and the fees are known in advance of the engagement.”
• “These fees are payable at the time the plan is delivered by White Oaks based on the information provided by the client on their goals and objectives.”
• “Fees for financial plans are billed on project completion.”

How White Oaks Wealth Advisors, Inc.’s fees compare

• Its flat or project fee of $7,500 is above the Minnesota median of $5,250. 60% of the 108 other Minnesota planners that publish a flat or project fee charge less.
• 7 of the 14 other planners in Minneapolis that publish a flat or project fee charge less.
• Its annual fee of $25,000 is above the Minnesota median of $8,050. 86% of the 49 other Minnesota planners that publish an annual fee charge less.
• 9 of the 10 other planners in Minneapolis that publish an annual fee charge less.

About White Oaks Wealth Advisors, Inc.

• Firm size: 5 employees.
• Credentials named in the brochure: CFP® and CPA.
• Registered as an adviser: 2014 (12 years).

Planning areas mentioned in the brochure

• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

219

Employees

5

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, selecting other advisers, newsletters and publications, and other services

Assets managed

$618,305,647

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

173522

Website

whiteoakswealth.com (opens in new tab)

Phone

(612) 455-6900

Can advise clients in 7 states: Arizona, California, Florida, Minnesota, Texas, Washington, Wisconsin

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• Authentic Life Financial PlanningMinneapolis$300/hr, $8,000
• Bernstein Financial AdvisoryMinneapolis$250/hr

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