Studdard Financial, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed May 20, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$500⁠-⁠$5,000

“The fixed fees range from $500 to $5,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Studdard Financial, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “After the first five (5) days, written termination will result in a pro-rated refund of any 5 prepaid and unearned fee to the client based upon the percentage of work completed. b.”
• “Since our fees are negotiable clients may pay a higher or lower fee than the schedule below depending on the scope and complexity of each individual client’s services.”
• “Our fees are billed through CreativeOne Wealth, LLC.”

How Studdard Financial, LLC’s fees compare

• Its flat or project fee of $500-$5,000 spans the Tennessee median of $3,000. 44% of the 89 other Tennessee planners that publish a flat or project fee charge less.
• 1 of the 2 other planners in Germantown that publish a flat or project fee charge less.

About Studdard Financial, LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2012 (14 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.95% a year

Clients

74

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and newsletters and publications

Assets managed

$27,564,210

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

161145

Website

studdardfinancial.com (opens in new tab)

Phone

(901) 355-4713

Can advise clients in 3 states: Florida, Mississippi, Tennessee

Other planners in Germantown that publish fees

• FCG Investment CompanyGermantown$100⁠-⁠$250/hr
• Forward Financial PlanningGermantown$250/hr, $8,000⁠-⁠$10,000/yr
• TCMGermantown$500/hr
• The Stewardship SolutionGermantown$150⁠-⁠$200/hr, $500⁠-⁠$3,000
• W Advisors LLCGermantown$350/hr, $1,500⁠-⁠$10,000

Compare all 8 planners in Germantown