Forward Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 15, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“If the agreement is terminated within 60 days of signing the agreement, fees for time spent on your project up to termination date, calculated at $250 per hour, will be due.”

Annual fee

$8,000⁠-⁠$10,000/yr

“Our fixed annual fee ranges from our minimum of $8,000.00 to $10,000.00/year.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Forward Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fixed annual fee is negotiable and will be established and agreed upon in the service agreement we execute.”
• “You can elect to pay the fixed annual fee either with a check, through a third-party payment processor, directly debited from the investment accounts we may manage for you, if applicable, or a combination of these methods.”
• “This fee is negotiable, at our discretion.”

How Forward Financial Planning’s fees compare

• Its hourly rate of $250 is below the Tennessee median of $275. 33% of the 111 other Tennessee planners that publish an hourly rate charge less.
• 2 of the 4 other planners in Germantown that publish an hourly rate charge less.
• Its annual fee of $8,000-$10,000 is above the Tennessee median of $7,250. 57% of the 35 other Tennessee planners that publish an annual fee charge less.

About Forward Financial Planning

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2022 (4 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• Business owners

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.25% a year

Clients

9

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$3,721,450

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

318632

Website

fwdfp.com (opens in new tab)

Phone

(901) 301-0156

Other planners in Germantown that publish fees

• FCG Investment CompanyGermantown$100⁠-⁠$250/hr
• Studdard Financial, LLCGermantown$500⁠-⁠$5,000
• TCMGermantown$500/hr
• The Stewardship SolutionGermantown$150⁠-⁠$200/hr, $500⁠-⁠$3,000
• W Advisors LLCGermantown$350/hr, $1,500⁠-⁠$10,000

Compare all 8 planners in Germantown