Spark Financial Advisors fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 17, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300/hr

“There is an hourly Financial Planning fee rate of $300 per hour services that go above the agreed upon monthly minimum.”

Flat or project fee

Up to $6,000

“The upfront Comprehensive Financial planning fee ranges from $0 - $6,000, depending on complexity and the needs of the client. 11 The upfront portion of the Wealth Management fee is for client onboarding, data gathering, and setting the basis for the financial plan.”

Monthly fee

$2,000/mo

“Fees for this service may be paid by electronic funds transfer or check. 15 Outsourced Financial Planning Fee Outsourced financial planning requires an ongoing minimum monthly fee paid in advance at a rate of $2,0005,000 per month depending on the needs of the client.”

Annual fee

$3,000/yr

“Should the Plan's market value fall below $600,000, Spark Financial Advisors, LLC may terminate the relationship or extend the relationship by charging a $3,000 annual fee to the Plan, which can be paid from Plan assets or 16 directly by the Plan Sponsor.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Spark Financial Advisors bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Therefore, the upfront portion of the fee will not be paid more than 6 months in advance.”
• “If a client terminates service by notifying us in writing, with at least 15 days’ notice, we will refund any unearned upfront portion of the fee.”
• “Wealth Management clients are billed an ongoing base fee based on complexity.”

How Spark Financial Advisors’ fees compare

• Its hourly rate of $300 is above the Virginia median of $260. 53% of the 203 other Virginia planners that publish an hourly rate charge less.
• 6 of the 15 other planners in Richmond that publish an hourly rate charge less.
• Its flat or project fee of up to $6,000 spans the Virginia median of $4,250. 37% of the 168 other Virginia planners that publish a flat or project fee charge less.
• 5 of the 15 other planners in Richmond that publish a flat or project fee charge less.
• Its annual fee of $3,000 is below the Virginia median of $6,350. 25% of the 55 other Virginia planners that publish an annual fee charge less.
• None of the 5 other planners in Richmond that publish an annual fee charge less.

About Spark Financial Advisors

• Principal: Zangardi Haynes
• Firm size: 7 employees.
• Credentials named in the brochure: CFP®.
• Founded: 2018 (8 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

164

Employees

7

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$147,096,626

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

296914

Website

linkedin.com/in/suzanne-alexis-grason (opens in new tab)

Phone

(804) 451-1210

Can advise clients in 4 states: North Carolina, Pennsylvania, Texas, Virginia

Other planners in Richmond that publish fees

• Alexis AdvisorsRichmond$150⁠-⁠$350/hr
• Ark Financial Strategies LLCRichmond$2,000⁠-⁠$10,000
• Beale Healy Investment Advisors IncRichmond$100⁠-⁠$225/hr
• Bonwell Capital Management, LLCRichmond$250/hr, $250⁠-⁠$50,000
• Covenant Wealth AdvisorsRichmond$300/hr, $2,000⁠-⁠$30,000
• EvoadvisorsRichmond$10,000/yr

Compare all 42 planners in Richmond