Kitchen Table Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 20, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300/hr

“Our hourly rate is $300.”

Flat or project fee

$900⁠-⁠$6,250

“Ongoing Financial Planning KTFP collects an initial fee, ranging from $900 to $6,250.”

Monthly fee

$416⁠-⁠$2,083/mo

“KTFP charges a recurring fixed fee for Wealth Management services that is paid monthly or quarterly in advance at the rate of $416.67 to $2,083.33 per month or $1,250 to $6,250 per quarter.The fee range is dependent upon variables including the specific needs of the Client, complexity, estimated time, research, and…”

Quarterly fee

$1,250⁠-⁠$6,250/qtr

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Kitchen Table Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”
• “Fees are paid monthly or quarterly in advance, ranging from $300 to $2,083.33 per month or $900 to $6,250 per quarter.”

How Kitchen Table Financial Planning’s fees compare

• Its hourly rate of $300 is above the Virginia median of $260. 53% of the 203 other Virginia planners that publish an hourly rate charge less.
• 6 of the 15 other planners in Richmond that publish an hourly rate charge less.
• Its flat or project fee of $900-$6,250 spans the Virginia median of $4,250. 45% of the 168 other Virginia planners that publish a flat or project fee charge less.
• 7 of the 15 other planners in Richmond that publish a flat or project fee charge less.

About Kitchen Table Financial Planning

• Principal: Matthew Romeo
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2026.

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Employees

1

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

342665

Phone

(804) 350-2846

Other planners in Richmond that publish fees

• Alexis AdvisorsRichmond$150⁠-⁠$350/hr
• Ark Financial Strategies LLCRichmond$2,000⁠-⁠$10,000
• Beale Healy Investment Advisors IncRichmond$100⁠-⁠$225/hr
• Bonwell Capital Management, LLCRichmond$250/hr, $250⁠-⁠$50,000
• Covenant Wealth AdvisorsRichmond$300/hr, $2,000⁠-⁠$30,000
• EvoadvisorsRichmond$10,000/yr

Compare all 42 planners in Richmond