Schwan Financial Advisors, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed September 25, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$125⁠-⁠$450/hr

“On an hourly basis, ranging from $125 - $450 per hour, depending on the nature and complexity of each client’s circumstances, as well as the experience and qualifications of the individual conducting the work.”

Flat or project fee

$500⁠-⁠$250,000

“As a fixed fee, typically ranging from $500 - $250,000, depending on the nature and complexity of each client’s circumstances.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Schwan Financial Advisors, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The exact fee payable by the client along with the payment terms will be listed in the finical planning agreement signed by the firm and the client.”
• “These Schwan Financial Advisors, LLC Form ADV Part 2A Brochure Page 8 fees may or may not be negotiable.”

How Schwan Financial Advisors, LLC’s fees compare

• Its hourly rate of $125-$450 spans the South Dakota median of $250. 69% of the 13 other South Dakota planners that publish an hourly rate charge less.
• Its flat or project fee of $500-$250,000 spans the South Dakota median of $5,250. 100% of the 14 other South Dakota planners that publish a flat or project fee charge less.

About Schwan Financial Advisors, LLC

• Principal: John P. Schwan
• Firm size: 2 employees.
• Founded: 2003 (23 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• Insurance analysis
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

261

Employees

2

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, pension consulting, and selecting other advisers

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

127313

Website

schwanfg.com (opens in new tab)

Phone

(605) 225-1047

Can advise clients in 10 states: Alaska, Arizona, Florida, Iowa, Louisiana, Michigan, Minnesota, Mississippi, North Dakota, South Dakota

Other planners in Aberdeen that publish fees

• Willkate Wealth Management, LLCAberdeen$25,000⁠-⁠$100,000, $5,000⁠-⁠$30,000/yr
• Alternative Strategies Group, Inc.Sioux Falls$1,000
• Applied Financial WisdomRapid City$10,000
• Aspen Private Advisors, LLCSioux Falls$400/hr, $50,000
• Astute Financial, LLCRapid City$500⁠-⁠$10,000, $300⁠-⁠$1,500/qtr
• Big Sioux Wealth ManagementWatertown$250/hr

Compare all 32 planners in South Dakota