Applied Financial Wisdom fees and pricing
Financial planner in Rapid City, South Dakota. Registered with the SEC.
According to its Form ADV Part 2A brochure dated March 9, 2026, Applied Financial Wisdom charges a flat or project fee of $10,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed March 9, 2026. Fees can change, so confirm with the firm before you hire them.
- Flat or project fee
- $10,000
“If clients are charged on a fixed fee basis, the fee will generally not exceed $10,000.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Applied Financial Wisdom bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Our firm bills on cash and cash equivalents unless indicated otherwise in writing.”
- “The initial quarterly fee will begin accruing at the time assets are allocated to the client’s account and will be prorated (based on that allocation date, the Firm’s advisory fee, and amount of such assets).”
- “In the limited event that AFW bills the client directly, payment in full is expected upon receiving the invoice.”
How Applied Financial Wisdom’s fees compare
- Its flat or project fee of $10,000 is above the South Dakota median of $5,250. 79% of the 14 other South Dakota planners that publish a flat or project fee charge less.
- 3 of the 3 other planners in Rapid City that publish a flat or project fee charge less.
About Applied Financial Wisdom
“We seek to provide our clients with advise in holistic financial wellness, comprehensive financial planning, and proprietary money management.”
- Solo practice: one person runs the firm, so you work directly with the planner.
- Registered as an adviser: 2026.
Planning areas mentioned in the brochure
- Retirement planning
- Tax planning
- Estate planning
- College planning
- Charitable giving
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 3% a year
- Clients
- 151
- Employees
- 1
- Works with
- Individuals, high net worth individuals, and businesses
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, portfolio management for businesses and institutions, and selecting other advisers
- Assets managed
- $130,250,000
- Registered with
- U.S. Securities and Exchange Commission
- Disciplinary disclosures
- None reported
- SEC CRD number
- 164428
- Phone
- (301) 570-8006
Can advise clients in 9 states: Florida, Kansas, Maryland, New Hampshire, Pennsylvania, South Dakota, Texas, Virginia, West Virginia
Other planners in Rapid City that publish fees
- Astute Financial, LLCRapid City$500-$10,000, $300-$1,500/qtr
- Iron Mountain Financial PlanningRapid City$250-$15,000
- KFG, LLCRapid City$990/hr, $350-$650
- Alternative Strategies Group, Inc.Sioux Falls$1,000
- Aspen Private Advisors, LLCSioux Falls$400/hr, $50,000
- Big Sioux Wealth ManagementWatertown$250/hr
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.