Provision Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 25, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$325/hr

“Financial Planning engagements are offered at an hourly rate of $325 per hour.”

Flat or project fee

$1,500⁠-⁠$6,000

“The fixed fee can range between $1,500 and $6,000, depending on complexity and scope of the project.”

Annual fee

$5,000/yr

“Ongoing Financial Planning Ongoing Financial Planning is offered to clients who also engage PFP for Investment Management Services and consists of an annual fee of $5,000 that is paid either monthly or quarterly, in arrears.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Provision Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are directly debited from Client accounts, or the Client may choose to pay by check.”
• “Since fees are paid in arrears, no refund will be needed upon termination of the account.”
• “These fees will be calculated by PFP and are payable upon receipt of invoice.”

How Provision Financial Planning’s fees compare

• Its hourly rate of $325 is above the Maryland median of $300. 53% of the 156 other Maryland planners that publish an hourly rate charge less.
• None of the 5 other planners in Towson that publish an hourly rate charge less.
• Its flat or project fee of $1,500-$6,000 spans the Maryland median of $4,335. 47% of the 133 other Maryland planners that publish a flat or project fee charge less.
• 3 of the 7 other planners in Towson that publish a flat or project fee charge less.
• Its annual fee of $5,000 matches the Maryland median of $5,000. 36% of the 28 other Maryland planners that publish an annual fee charge less.
• None of the 2 other planners in Towson that publish an annual fee charge less.

About Provision Financial Planning

• Firm size: 2 employees.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2019 (7 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

43

Employees

2

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Assets managed

$28,279,336

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

304497

Website

provisionfinancialplanning.com (opens in new tab)

Phone

(410) 870-7054

Can advise clients in 2 states: Alabama, Maryland

Other planners in Towson that publish fees

• Chesapeake Financial AdvisorsTowson$5,000/yr
• Dyer Financial AdvisoryTowson$350/hr, $895
• Greenspring Advisors, LLCTowson$150⁠-⁠$750/hr, $2,000⁠-⁠$150,000
• Partnership Wealth ManagementTowson$1,000⁠-⁠$15,000, $400⁠-⁠$1,750/qtr
• Red Oak Financial GroupTowson$150⁠-⁠$500/hr, $1,500⁠-⁠$15,000
• SFG Wealth ManagementTowson$400/hr, $10,000

Compare all 15 planners in Towson