Dependent Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed August 3, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$320/hr

“Our hourly rate is $320.”

Flat or project fee

$840⁠-⁠$8,000

“Fixed fee rates range between $840 to $8,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Dependent Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee is based on a percentage of assets under management and is negotiable.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”
• “The fee is based on a percentage of assets under management and is negotiable.”

How Dependent Financial Planning’s fees compare

• Its hourly rate of $320 is above the Maryland median of $300. 52% of the 156 other Maryland planners that publish an hourly rate charge less.
• Its flat or project fee of $840-$8,000 spans the Maryland median of $4,335. 50% of the 133 other Maryland planners that publish a flat or project fee charge less.
• 2 of the 2 other planners in Edgewater that publish a flat or project fee charge less.

About Dependent Financial Planning

• Principal: Elizabeth Yoder
• Solo practice: one person runs the firm, so you work directly with the planner.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2024 (2 years).

Planning areas mentioned in the brochure

• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

86

Employees

1

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, selecting other advisers, and educational seminars and workshops

Assets managed

$47,331,703

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

330273

Website

dependentfinancialplanning.com (opens in new tab)

Phone

(667) 407-1065

Can advise clients in 4 states: California, Connecticut, Maryland, Pennsylvania

Other planners in Edgewater that publish fees

• Harmony Wealth Advisors, LLCEdgewater$1,250⁠-⁠$5,000
• Sentinel Financial Planning, LLCEdgewater$300/hr, $500
• 1 North Wealth Services, LLCAnnapolis$400/hr, $3,200/yr
• Aaa Advisory LLCWalkersville$300/hr
• Accordant Advisory Group, Inc.Annapolis$500/hr
• Addax Bridge FinancialPotomac$250⁠-⁠$400/hr, $5,000⁠-⁠$6,000

Compare all 4 planners in Edgewater