Nine Gems Investment Management fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed June 1, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$500/hr

“Fees (Qualified Retirement Plan Consulting Services (includes hourly/fixed) Plan Sponsor will pay the Advisor, as compensation for its services, a consulting fee at an hourly rate of $500.”

Flat or project fee

$500⁠-⁠$3,000

“Nine Gems will charge a fixed fee for financial planning services in the range of $500 to $3,000 per plan as negotiated and contracted for with client in advance.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Nine Gems Investment Management bills

Payment and refund terms, quoted from the fee section of the brochure.

• “New account fees will be prorated from the inception of the account to the end of the first quarter.”
• “Nine Gem’s management fee is payable in advance.”
• “Upon termination, any fees paid in advance will be prorated to the date of termination and any unearned fees will be refunded to client.”

How Nine Gems Investment Management’s fees compare

• Its hourly rate of $500 is above the California median of $300. 85% of the 932 other California planners that publish an hourly rate charge less.
• 14 of the 17 other planners in San Jose that publish an hourly rate charge less.
• Its flat or project fee of $500-$3,000 is below the California median of $5,000. 16% of the 796 other California planners that publish a flat or project fee charge less.
• 2 of the 15 other planners in San Jose that publish a flat or project fee charge less.

About Nine Gems Investment Management

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2021 (5 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Assets managed

$411,208

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

311148

Website

ninegemsinvestments.com (opens in new tab)

Phone

(650) 556-4070

Other planners in San Jose that publish fees

• Align Wealth Management, LLCSan Jose$300⁠-⁠$800/hr, Up to $50,000
• Amaral Financial PlanningSan Jose$500/hr
• Arena Advisors LLCSan Jose$250⁠-⁠$5,000
• Brightplan LLCSan Jose$20/mo
• Chief Capital Management, IncSan Jose$200/hr
• Concentrum Wealth ManagementSan Jose$350/hr, $2,000⁠-⁠$30,000

Compare all 33 planners in San Jose