Amaral Financial Planning fees and pricing
Financial planner in San Jose, California. Registered with state securities regulators.
According to its Form ADV Part 2A brochure dated January 5, 2026, Amaral Financial Planning charges $500 an hour for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed January 5, 2026. Fees can change, so confirm with the firm before you hire them.
- Hourly rate
- $500/hr
“The hourly rate is $500 per hour.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Amaral Financial Planning bills
Payment and refund terms, quoted from the fee section of the brochure.
- “Payment is made through a third-party payment processor such as AdvicePay.”
- “Upon termination, the fee will be prorated and any unearned fee will be refunded to the client.”
- “The Client will be provided written notice of any fee increase at least 30-days in advance.”
How Amaral Financial Planning’s fees compare
- Its hourly rate of $500 is above the California median of $300. 85% of the 932 other California planners that publish an hourly rate charge less.
- 14 of the 17 other planners in San Jose that publish an hourly rate charge less.
About Amaral Financial Planning
“We provide fee-only financial planning services on an annual basis.”
- Solo practice: one person runs the firm, so you work directly with the planner.
- Credentials named in the brochure: CFP® and EA.
- Registered as an adviser: 2021 (5 years).
Planning areas mentioned in the brochure
- Retirement planning
- Tax planning
- Estate planning
- College planning
- Equity compensation
- Cash flow and budgeting
Firm details from Form ADV
- How the firm is paid
- Hourly fees, fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 0.15% a year
- Clients
- 23
- Employees
- 1
- Works with
- Individuals and high net worth individuals
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops
- Assets managed
- $8,430,000
- Registered with
- State securities regulators
- Disciplinary disclosures
- None reported
- SEC CRD number
- 316681
- Phone
- (408) 797-0029
Other planners in San Jose that publish fees
- Align Wealth Management, LLCSan Jose$300-$800/hr, Up to $50,000
- Arena Advisors LLCSan Jose$250-$5,000
- Brightplan LLCSan Jose$20/mo
- Chief Capital Management, IncSan Jose$200/hr
- Concentrum Wealth ManagementSan Jose$350/hr, $2,000-$30,000
- Corinthian Wealth ManagementSan Jose$300-$500/hr, $3,000-$12,000
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.