Know Your Worth Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 6, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“We may also offer these engagements on an hourly basis at an hourly rate of $250.”

Flat or project fee

$150⁠-⁠$2,500

“Since fees are paid in arrears, no refund will be needed upon termination of the account. 8 Ongoing Comprehensive Financial Planning Ongoing Financial Planning consists of an upfront charge of $150.00 - $2,500.00 and an ongoing fee that is paid monthly, in arrears, at the rate of $150.00 - $1,000.00 per month.”

Monthly fee

$150⁠-⁠$1,000/mo

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Know Your Worth Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Accounts initiated during a calendar quarter will be charged a prorated fee based on the amount of time remaining in the billing period.”
• “An account may be terminated with written notice at least 30 calendar days in advance.”
• “Since fees are paid in arrears, no refund will be needed upon termination of the account.”

How Know Your Worth Financial’s fees compare

• Its hourly rate of $250 is below the Arizona median of $275. 32% of the 195 other Arizona planners that publish an hourly rate charge less.
• 7 of the 15 other planners in Gilbert that publish an hourly rate charge less.
• Its flat or project fee of $150-$2,500 is below the Arizona median of $3,100. 16% of the 164 other Arizona planners that publish a flat or project fee charge less.
• 3 of the 14 other planners in Gilbert that publish a flat or project fee charge less.

About Know Your Worth Financial

• Principal: Steven Chau
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2020 (6 years).

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.6% a year

Clients

4

Employees

1

Works with

Individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Assets managed

$1,614,580

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

306771

Website

twitter.com/kywfinancial (opens in new tab)

Phone

(602) 529-2728

Other planners in Gilbert that publish fees

• Brightguide FinancialGilbert$299⁠-⁠$4,999
• Build Wealth PartnersGilbert$300/hr, $1,000/mo
• Clarity Wealth Management, L.L.C.Gilbert$150⁠-⁠$250/hr
• Clear Skies FinancialGilbert$150/hr, $1,000⁠-⁠$2,000
• Coats Wealth ManagementGilbert$450/hr, $450
• Cox Advisors, LLCGilbert$150/hr, $295⁠-⁠$2,995

Compare all 27 planners in Gilbert