KJH Financial Services fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed July 27, 2023. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$225/hr

“Howard are billed at the rate of $225/hour.”

Annual fee

$10,000/yr

“There is a maximum annual fee of $10,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How KJH Financial Services bills

Payment and refund terms, quoted from the fee section of the brochure.

• “It is calculated annually and billed quarterly in arrears.”
• “Investment Management Services Investment management is not provided as a stand-alone service and is not billed separately as such.”
• “The client must consent in advance to direct debiting of their investment account for financial planning fees.”

How KJH Financial Services’ fees compare

• Its hourly rate of $225 is below the Massachusetts median of $300. 23% of the 183 other Massachusetts planners that publish an hourly rate charge less.
• None of the 5 other planners in Needham that publish an hourly rate charge less.
• Its annual fee of $10,000 is above the Massachusetts median of $8,250. 56% of the 62 other Massachusetts planners that publish an annual fee charge less.
• 2 of the 3 other planners in Needham that publish an annual fee charge less.

About KJH Financial Services

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2007 (19 years).

Planning areas mentioned in the brochure

• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.75% a year

Minimum

$2,500 minimum fee (stated in brochure)

Employees

1

Services reported to regulators

Financial planning

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

142443

Website

kjhfinancialservices.com (opens in new tab)

Phone

(781) 413-4879

Other planners in Needham that publish fees

• Ama Office Solutions LLCNeedham$3,000/yr
• AndersonlaneNeedham$4,000⁠-⁠$12,000
• Armstrong Advisory Group Inc.Needham$5,000/yr
• Breakwater Financial, LLCNeedham$400/hr, $300⁠-⁠$1,500/mo
• Centerpoint Advisors, LLCNeedham$350⁠-⁠$400/hr, $3,500⁠-⁠$10,000
• Infinite Summer Financial PlanningNeedham$225/hr, $2,500

Compare all 16 planners in Needham