Infinite Summer Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 27, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$225/hr

“Our hourly rate is $225.”

Flat or project fee

$2,500

“Ongoing Financial Planning ISFP collects an initial fee, no greater than $2,500.”

Monthly fee

$100⁠-⁠$500/mo

“Fees are paid monthly or quarterly in advance, ranging from $100 to $500 per month or $300 to $1,500 per quarter.”

Quarterly fee

$300⁠-⁠$1,500/qtr

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Infinite Summer Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”
• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Contract.”
• “Half of the fee is due when the Advisory Contract is signed and the remainder is due upon completion of the services.”

How Infinite Summer Financial Planning’s fees compare

• Its hourly rate of $225 is below the Massachusetts median of $300. 23% of the 183 other Massachusetts planners that publish an hourly rate charge less.
• None of the 5 other planners in Needham that publish an hourly rate charge less.
• Its flat or project fee of $2,500 is below the Massachusetts median of $4,750. 22% of the 158 other Massachusetts planners that publish a flat or project fee charge less.
• None of the 2 other planners in Needham that publish a flat or project fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Infinite Summer Financial Planning

• Principal: Adam Cole
• Solo practice: one person runs the firm, so you work directly with the planner.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2024 (2 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Employees

1

Services reported to regulators

Financial planning and educational seminars and workshops

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

331776

Website

infinitesummerfinancial.com (opens in new tab)

Phone

(781) 227-7115

Other planners in Needham that publish fees

• Ama Office Solutions LLCNeedham$3,000/yr
• AndersonlaneNeedham$4,000⁠-⁠$12,000
• Armstrong Advisory Group Inc.Needham$5,000/yr
• Breakwater Financial, LLCNeedham$400/hr, $300⁠-⁠$1,500/mo
• Centerpoint Advisors, LLCNeedham$350⁠-⁠$400/hr, $3,500⁠-⁠$10,000
• KJH Financial ServicesNeedham$225/hr, $10,000/yr

Compare all 16 planners in Needham