Kingdom Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 13, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$4,000⁠-⁠$7,000

“Fixed fee rates typically range between $4,000 $7,000 but may fall outside of this range in certain situations.”

Quarterly fee

$1,250⁠-⁠$5,000/qtr

“Fees are billed quarterly in advance and typically range from $1,250 to $5,000 per quarter but may fall outside of this range in certain situations.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Kingdom Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee is based on a percentage of assets under management and is negotiable.”
• “Our advisory fee is prorated for any partial billing periods occurring during the engagement, including the initial and terminating billing periods.”
• “Fees are negotiable and the final agreed upon fee will be outlined in your Advisory Client Agreement. 9 KF collects an initial fee that typically ranges from $2,500 to $10,000 but may fall outside of this range in certain situations.”

How Kingdom Financial’s fees compare

• Its flat or project fee of $4,000-$7,000 spans the Indiana median of $5,000. 63% of the 84 other Indiana planners that publish a flat or project fee charge less.

About Kingdom Financial

• Principal: Lance Ludwig
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CPA, EA, ChFC®, and CFA.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2023 (3 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and educational seminars and workshops

Assets managed

$6,896,073

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

328544

Website

kingdomfinancial.com (opens in new tab)

Phone

(574) 850-5000

Other planners in South Bend that publish fees

• Creative Financial Planning Advisors, Inc.South Bend$300/hr
• Golden Years Financial Advisors, Inc.South Bend$325/hr
• Abound Wealth StrategiesIndianapolis$720⁠-⁠$25,000
• Above & Beyond Investments, LLCBloomington$250/hr, $250⁠-⁠$2,500
• Afp Group, LLCPlainfield$150/hr, $2,000
• Allstreet WealthWestfield$750/hr

Compare all 4 planners in South Bend