Creative Financial Planning Advisors, Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300/hr

“Also, we will charge at the rate of $300.00 per hour for clients who do not want to have us manage their portfolios but would rather have us consult with them from time to time about their holdings and the current state of the financial markets.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Creative Financial Planning Advisors, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “This fee is negotiable and based on the extent of services required.”
• “The firm also offers non-discretionary management to clients on a fixed fee basis, which is set at the outset of the engagement and is payable quarterly in arrears.”
• “Generally, we will bill our fees on a quarterly basis in arrears.”

How Creative Financial Planning Advisors, Inc.’s fees compare

• Its hourly rate of $300 is above the Indiana median of $250. 61% of the 119 other Indiana planners that publish an hourly rate charge less.

About Creative Financial Planning Advisors, Inc.

• Principal: Ronald A. Silverman
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP® and CPA.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2003 (23 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

76

Employees

1

Works with

Individuals, high net worth individuals, charities, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and portfolio management for businesses and institutions

Assets managed

$30,396,772

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

127878

Website

moneymd.com (opens in new tab)

Phone

(574) 232-8000

Other planners in South Bend that publish fees

• Golden Years Financial Advisors, Inc.South Bend$325/hr
• Kingdom FinancialSouth Bend$4,000⁠-⁠$7,000, $1,250⁠-⁠$5,000/qtr
• Abound Wealth StrategiesIndianapolis$720⁠-⁠$25,000
• Above & Beyond Investments, LLCBloomington$250/hr, $250⁠-⁠$2,500
• Afp Group, LLCPlainfield$150/hr, $2,000
• Allstreet WealthWestfield$750/hr

Compare all 4 planners in South Bend