JC Financial Services fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 5, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Financial Planning fee is an hourly rate between $250 per hour, depending on complexity.”

Monthly fee

$250/mo

“Comprehensive Financial Planning Comprehensive Financial Planning consists of an ongoing fee that is paid monthly, in advance, at the rate of $100‐$250 per month.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How JC Financial Services bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are directly debited from client accounts, or the client may choose to pay by check.”
• “An account may be terminated with written notice at least 15 calendar days in advance.”
• “Since fees are paid in arrears, no rebate will be needed upon termination of the account. 8 Portfolio Management Services When JCFS directs clients to Outside Managers, both JCFSs fee and the outside manager’s fee will be deducted from client accounts.”

How JC Financial Services’ fees compare

• Its hourly rate of $250 is below the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.

About JC Financial Services

• Principal: Ryan DeMartini
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2016 (10 years).

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

53

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and educational seminars and workshops

Assets managed

$24,049,096

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

284702

Website

jc-financial.net (opens in new tab)

Phone

(916) 652-9266

Other planners in Loomis that publish fees

• Randolph Elder, CFPLoomis$125/hr
• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000
• 401 FinancialSan Diego$250/hr, $500
• 5T Wealth, LLCNapa$200⁠-⁠$450/hr

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