Inspiration Financial Planning fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 22, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$1,000⁠-⁠$10,000

“Projects Financial Planning Projects are offered at prices between $1,000-$10,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Inspiration Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee may be negotiable in certain cases.”
• “Client payments are due at the beginning of the month, and clients can pay via check, electronic payment, ACH, or credit card.”
• “The fee may be negotiable in certain cases and the fee is due ½ at the beginning of the project and ½ upon delivery of the written set of recommendations.”

How Inspiration Financial Planning’s fees compare

• Its flat or project fee of $1,000-$10,000 spans the California median of $5,000. 57% of the 796 other California planners that publish a flat or project fee charge less.
• 5 of the 15 other planners in Carlsbad that publish a flat or project fee charge less.

About Inspiration Financial Planning

• Principal: Nannette Belt
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Founded: 2024 (2 years).

Planning areas mentioned in the brochure

• Estate planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.15% a year

Clients

16

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Assets managed

$14,707,784

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

334038

Website

inspirationplanning.com (opens in new tab)

Phone

(224) 707-1002

Other planners in Carlsbad that publish fees

• 77 Financial GroupCarlsbad$2,000⁠-⁠$10,000
• Advisors Wealth Management, IncCarlsbad$225/hr
• Andrew Marshall Financial LLCCarlsbad$360/hr, $5,000
• Axxcess Wealth Management, LLCCarlsbad$100⁠-⁠$500/hr
• Beacon Financial Management LLCCarlsbad$200/hr, $3,000
• Birchwood CapitalCarlsbad$350/hr

Compare all 34 planners in Carlsbad