PlannerFees

Hardy Financial Planning fees and pricing

Financial planner in Ann Arbor, Michigan. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated January 3, 2026, Hardy Financial Planning charges $150 an hour, a flat or project fee of $250, and an annual fee of $1,000⁠-⁠$12,000 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 3, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$150/hr
“Depending upon the scope of your planning needs, you may engage us for a fee of $150 per hour to advise on your financial plan.”
Flat or project fee
$250
“In lieu of paying an hourly fee, you may choose to pay a flat fee (normally $250 up to $5,000) depending on the complexity of your situation.”
Annual fee
$1,000⁠-⁠$12,000/yr
“As of January, 2026, fees per client ranged from $1,000 to $12,000 per annum.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Hardy Financial Planning bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Fees for asset management are normally payable in arrears on a quarterly basis.”
  • “Clients who employ our services for only a portion of the quarter will pay a prorated fee based on the number of days in the quarter which services are rendered.”
  • “The fee will normally be invoiced quarterly in January, April, July, and October.”

How Hardy Financial Planning’s fees compare

  • Its hourly rate of $150 is below the Michigan median of $250. 6% of the 170 other Michigan planners that publish an hourly rate charge less.
  • None of the 10 other planners in Ann Arbor that publish an hourly rate charge less.
  • Its flat or project fee of $250 is below the Michigan median of $3,250. 1% of the 137 other Michigan planners that publish a flat or project fee charge less.
  • None of the 10 other planners in Ann Arbor that publish a flat or project fee charge less.
  • Its annual fee of $1,000-$12,000 spans the Michigan median of $6,000. 57% of the 37 other Michigan planners that publish an annual fee charge less.
  • It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Hardy Financial Planning

“Hardy Financial Planning, Inc. (HFP), founded in 2007, is a fee-only registered investment advisor that provides financial planning, consulting, investment advice and supervisory services to its clients. We provide advice on matters relating to personal financial planning and other personal financial situations.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Principal: Thomas Hardy
  • Solo practice: one person runs the firm, so you work directly with the planner.
  • Credentials named in the brochure: CFP®.
  • Registered as an adviser: 2007 (19 years).

Planning areas mentioned in the brochure

  • Retirement planning
  • Estate planning

Firm details from Form ADV

How the firm is paid
Hourly fees, fixed or flat fees
Charges a % of assets
No
Clients
11
Employees
1
Works with
Individuals
Services reported to regulators
Financial planning, portfolio management for individuals and small businesses, and pension consulting
Assets managed
$15,000,000
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
145071
Website
hardyfp.com (opens in new tab)
Phone
(734) 678-0580

Other planners in Ann Arbor that publish fees

Compare all 21 planners in Ann Arbor

Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.