Five Pine Wealth fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 9, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee

$1,500

“A one-time comprehensive planning engagement may be billed at an hourly rate of up to $350 per hour, or via a one-time fee starting at $1,500 depending on complexity.”

Annual fee

$3,000⁠-⁠$5,000/yr

“Ongoing financial planning engagements may be billed monthly or quarterly in arrears, with the total annual fee typically ranging from $3,000 to $5,000 based on the scope and complexity of the financial planning services we provide.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Five Pine Wealth bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Financial planning fees are prorated through the date of termination of the financial planning engagement, and clients shall be charged for services performed up to the date of termination.”
• “Financial planning fees are payable either via ACH or credit card through a third-party payment processor, or via check mailed to Adviser’s address of record.”
• “Fees for pension consulting services are billed quarterly in arrears based upon a Plan’s fair market value at the end of the quarter (inclusive of securities, cash, and cash equivalents).”

How Five Pine Wealth’s fees compare

• Its flat or project fee of $1,500 is below the Idaho median of $2,625. 19% of the 26 other Idaho planners that publish a flat or project fee charge less.
• Its annual fee of $3,000-$5,000 spans the Idaho median of $3,794. 55% of the 11 other Idaho planners that publish an annual fee charge less.

About Five Pine Wealth

• Firm size: 3 employees.
• Registered as an adviser: 2023 (3 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.75% a year

Clients

345

Employees

3

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars and workshops

Assets managed

$191,751,292

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

317657

Website

fivepinewealth.com (opens in new tab)

Phone

(877) 333-1015

Can advise clients in 7 states: Arizona, California, Idaho, Montana, Oregon, Texas, Washington

Other planners in Coeur D'alene that publish fees

• Salmon Bay Wealth Management, LLCCoeur D'alene$200/hr
• Wardian Wealth Management, Inc.Coeur D'alene$250/hr
• 3 Peaks FinancialAmmon$200/hr
• Abundance Financial PlanningCaldwell$3,000⁠-⁠$6,500
• Action Financial Planning LLCTwin Falls$275/hr, $95/mo
• Advanced Financial Solutions, Inc.Boise$200⁠-⁠$350/hr, $500

Compare all 7 planners in Coeur D'alene