Esi Financial Services, Inc. fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 30, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$375/hr

“The fee for Hourly engagements is $375 per hour.”

Flat or project fee

$3,000

“The minimum fee for a Project Retainer is $3,000.”

Annual fee

$4,500⁠-⁠$40,000/yr

“The first year Open Retainer fee ranges from $4,500 to $40,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Esi Financial Services, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The Firm bills clients directly and accepts payment directly from clients; the Firm does not deduct its fees from client accounts.”
• “Fees are payable quarterly in advance, with the first quarterly payment due on execution of the engagement agreement.”
• “The Client may obtain a full refund by providing written notice of termination within five days of signing a retainer agreement.”

How Esi Financial Services, Inc.’s fees compare

• Its hourly rate of $375 is above the California median of $300. 70% of the 932 other California planners that publish an hourly rate charge less.
• 4 of the 6 other planners in La Mesa that publish an hourly rate charge less.
• Its flat or project fee of $3,000 is below the California median of $5,000. 32% of the 796 other California planners that publish a flat or project fee charge less.
• 1 of the 3 other planners in La Mesa that publish a flat or project fee charge less.
• Its annual fee of $4,500-$40,000 spans the California median of $6,250. 91% of the 224 other California planners that publish an annual fee charge less.
• It doesn't charge a percentage of the assets it manages, so its fee won't grow with your portfolio.

About Esi Financial Services, Inc.

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP® and CPA.
• Registered as an adviser: 2009 (17 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees

Charges a % of assets

No

Minimum

$3,000 minimum fee (stated in brochure)

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

149082

Website

esifinancialservices.com (opens in new tab)

Phone

(619) 328-5054

Other planners in La Mesa that publish fees

• Alpha & OmegaLa Mesa$200⁠-⁠$550/hr
• Bruce Mcindoe & Associates, Inc.La Mesa$100/hr
• Craig V. Castanos CPALa Mesa$300/hr, $1,000⁠-⁠$5,000
• Ing WealthLa Mesa$150⁠-⁠$250/hr, $1,500⁠-⁠$9,500
• Petix & Botte FinancialLa Mesa$250/hr, $500⁠-⁠$3,000
• Tweet Management Services, Inc.La Mesa$500/hr, $300/mo

Compare all 7 planners in La Mesa