Efficient Planning Solutions LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 17, 2026. Fees can change, so confirm with the firm before you hire them.

Annual fee

$750/yr

“For ongoing annual planning, there is a one-time, upfront initial planning fee that is based on the nature and complexity of the engagement in addition to an annual fee paid out quarterly in arrears with an annual minimum of $750.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Efficient Planning Solutions LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fees charged for financial planning services are negotiable and vary depending on the complexity of the process undertaken, the types of issues addressed, the scope of services provided, and the frequency with which the services are rendered.”
• “Asset management fees are paid quarterly in arrears.”
• “The fee for the prior quarter is billed and payable within ten (10) days after the end of the prior quarter.”

How Efficient Planning Solutions LLC’s fees compare

• Its annual fee of $750 is below the Michigan median of $6,000. 5% of the 37 other Michigan planners that publish an annual fee charge less.

About Efficient Planning Solutions LLC

• Solo practice: one person runs the firm, so you work directly with the planner.
• Founded: 2020 (6 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Cash flow and budgeting
• Charitable giving

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Employees

1

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and selecting other advisers

Assets managed

$1,070,634

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

311458

Website

efficientplanningsolutions.com (opens in new tab)

Phone

(732) 703-6668

Can advise clients in 2 states: Michigan, New Jersey

Other planners in Michigan that publish fees

• 320 Life Financial PlanningHolland$250/hr
• 46 and 2 Investment Advisors, LLCTraverse City$200/hr
• 4Square Advisory Services, Inc.Fenton$150/hr, Up to $1,500
• A B L E Wealth Management Solutions LLCAnn Arbor$400/hr, $500
• Advance Wealth Management Service, LLCGrand Rapids$300/hr, $5,000
• Advisory Advocates LLCGrand Rapids$250⁠-⁠$1,500

Compare all 406 planners in Michigan