Downie Financial Group fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 26, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$150⁠-⁠$500/hr

“Financial Planning fee is an hourly rate between $150.00 and $500.00 per hour, depending on complexity.”

Flat or project fee

$250⁠-⁠$10,000

“Comprehensive Financial Planning Comprehensive Financial Planning consists of an upfront charge of $250 - $10,000 based on complexity and needs of the client, and an ongoing, that is paid monthly, quarterly, or semi-annually.”

Monthly fee

$40⁠-⁠$10,000/mo

“Monthly and quarterly payments are billed in arrears, and semi-annually payments are billed in advance at the rate of $40 - $10,000 per month/quarter/year.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Downie Financial Group bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The advisory fee is a tiered fee and is calculated by assessing the percentage rates using the predefined levels of assets as shown in the above chart, and applying the fee to the ending account value of the quarter being billed.”
• “Advisory fees are directly debited from client accounts, or the client may choose to pay by check.”
• “Accounts initiated or terminated during a calendar quarter will be charged a prorated fee based on the amount of time remaining in the billing period.”

How Downie Financial Group’s fees compare

• Its hourly rate of $150-$500 spans the California median of $300. 56% of the 932 other California planners that publish an hourly rate charge less.
• 3 of the 7 other planners in Mission Viejo that publish an hourly rate charge less.
• Its flat or project fee of $250-$10,000 spans the California median of $5,000. 53% of the 796 other California planners that publish a flat or project fee charge less.
• 8 of the 9 other planners in Mission Viejo that publish a flat or project fee charge less.

About Downie Financial Group

• Principal: Clifford Downie
• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2017 (9 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

2% a year

Clients

133

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and educational seminars and workshops

Assets managed

$35,702,895

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

289066

Website

cliffdownie.com (opens in new tab)

Phone

(714) 909-1215

Can advise clients in 2 states: Arizona, California

Other planners in Mission Viejo that publish fees

• Bright Wealth Advisors, LLCMission Viejo$400/hr, $1,500⁠-⁠$6,000
• Castle FinancialMission Viejo$500⁠-⁠$3,500
• Di Bello FinancialMission Viejo$400/hr
• Kohr InvestmentsMission Viejo$350/hr, $350⁠-⁠$2,000
• Owens Investment Advisors LLCMission Viejo$250/hr, $2,500
• Portsalus Wealth ManagementMission Viejo$2,500⁠-⁠$7,500

Compare all 11 planners in Mission Viejo