Capstone Financial Advisors Inc fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$150⁠-⁠$400/hr

“Hourly rates generally vary between $150 and $400 depending on the type of services performed, the employees providing the service, the individual circumstances of each client, the estimated time required to complete the project, as well as the scope of the engagement.”

Flat or project fee

$1,000⁠-⁠$30,000

“Fixed fee engagements generally range from $1,000 to $30,000 depending on the particular situation and the scope of services performed.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Capstone Financial Advisors Inc bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Under certain circumstances, fees may be negotiable.”
• “These charges are usually invoiced quarterly, in arrears.”
• “Plan sponsors will be invoiced in advance at the beginning of each calendar quarter or semi-annually as agreed to at the start of the relationship.”

How Capstone Financial Advisors Inc’s fees compare

• Its hourly rate of $150-$400 spans the Illinois median of $273. 50% of the 215 other Illinois planners that publish an hourly rate charge less.
• None of the 3 other planners in Downers Grove that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$30,000 spans the Illinois median of $4,500. 93% of the 175 other Illinois planners that publish a flat or project fee charge less.
• 2 of the 3 other planners in Downers Grove that publish a flat or project fee charge less.

About Capstone Financial Advisors Inc

• Firm size: 30 employees.
• Registered as an adviser: 1999 (27 years).

Planning areas mentioned in the brochure

• Tax planning
• Estate planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Minimum

$1,000,000 in assets (stated in brochure)

Clients

1,068

Employees

30

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other advisers

Assets managed

$2,868,074,312

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

109341

Website

capstone-advisors.com (opens in new tab)

Phone

(630) 241-0833

Can advise clients in 21 states: Arizona, California, Colorado, Florida, Georgia, Illinois, Louisiana, Maryland, Michigan, North Carolina, Nebraska, New Jersey, New York, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin

Other planners in Downers Grove that publish fees

• Bentley Financial GroupDowners Grove$500⁠-⁠$20,000
• Clement Street Capital LLCDowners Grove$300/hr
• Highpoint Planning PartnersDowners Grove$500⁠-⁠$20,000
• JMG Financial Group LTDDowners Grove$100⁠-⁠$600/hr, $10,000⁠-⁠$50,000
• Opus Financial Solutions LLCDowners Grove$350/hr, $2,500/qtr

Compare all 10 planners in Downers Grove