Buff Your Finances fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed August 17, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“The client will need to respond within 30 business days with the signed addendum agreeing to the new fee for the current year to avoid billing delays. 11 Comprehensive Financial Planning for Washington Clients Ongoing Comprehensive Financial Planning consists of an upfront charge of $1,000 - $10,000 based upon our…”

Flat or project fee

$1,000⁠-⁠$10,000

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Buff Your Finances bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are directly debited from client accounts on the first trading day of the following quarter, however the client may pay by check with the approval of BYF.”
• “An account may be terminated with written notice at least 30 calendar days in advance.”
• “Since fees are paid in arrears, no rebate will be needed upon termination of the account.”

How Buff Your Finances’ fees compare

• Its hourly rate of $350 is above the California median of $300. 58% of the 932 other California planners that publish an hourly rate charge less.
• 4 of the 10 other planners in Thousand Oaks that publish an hourly rate charge less.
• Its flat or project fee of $1,000-$10,000 spans the California median of $5,000. 57% of the 796 other California planners that publish a flat or project fee charge less.
• 3 of the 7 other planners in Thousand Oaks that publish a flat or project fee charge less.

About Buff Your Finances

• Solo practice: one person runs the firm, so you work directly with the planner.
• Registered as an adviser: 2017 (9 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.95% a year

Clients

41

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Assets managed

$9,856,400

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

288105

Website

instagram.com/buffyourfinances (opens in new tab)

Phone

(805) 267-9016

Can advise clients in 6 states: California, Louisiana, Nevada, New York, Virginia, Washington

Other planners in Thousand Oaks that publish fees

• Carty Financial, Inc.Thousand Oaks$400/hr
• Cedarstone AdvisorsThousand Oaks$300⁠-⁠$500/hr
• ConfideThousand Oaks$200/hr, $3,000⁠-⁠$6,000
• De Groote Financial Group, LLCThousand Oaks$1,000/hr, $25,000
• Farrell Financial, Inc.Thousand Oaks$250⁠-⁠$350/hr, $6,450
• Gold Coast Securities, Inc.Thousand Oaks$50⁠-⁠$300/hr, $10,000

Compare all 17 planners in Thousand Oaks