Bluewater Wealth Management, LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed February 23, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$220/hr

“Limited hourly financial planning engagements are offered at an hourly rate of $220 per hour at BWWM’s discretion.”

Flat or project fee

$1,600⁠-⁠$4,000

“The fixed fee can range between $1,600 and $4,000, depending on complexity and the needs of the client.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Bluewater Wealth Management, LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Advisory fees are directly debited from Client accounts, or the Client may choose to pay by check.”
• “Accounts initiated or terminated during a calendar quarter will be charged a prorated fee based on the amount of time remaining in the billing period.”
• “An account may be terminated with written notice at least 5 calendar days in advance.”

How Bluewater Wealth Management, LLC’s fees compare

• Its hourly rate of $220 is below the California median of $300. 16% of the 932 other California planners that publish an hourly rate charge less.
• 11 of the 73 other planners in San Diego that publish an hourly rate charge less.
• Its flat or project fee of $1,600-$4,000 is below the California median of $5,000. 31% of the 796 other California planners that publish a flat or project fee charge less.
• 20 of the 68 other planners in San Diego that publish a flat or project fee charge less.

About Bluewater Wealth Management, LLC

• Principal: Hal R. Schweiger
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2021 (5 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Equity compensation
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

0.85% a year

Clients

15

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars and workshops

Assets managed

$33,087,490

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

314725

Phone

(858) 382-5599

Other planners in San Diego that publish fees

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• Ac3 CapitalSan Diego$100/hr, $500⁠-⁠$2,000
• AdviceonlySan Diego$50⁠-⁠$600/hr, Up to $10,000
• Ariston Services Group, LLCSan Diego$250⁠-⁠$350/hr, $500⁠-⁠$25,000

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