Blue Water Wealth fees and pricing
Financial planner in Portland, Oregon. Registered with the SEC.
According to its Form ADV Part 2A brochure dated September 3, 2026, Blue Water Wealth charges a flat or project fee of $2,000-$20,000 for financial planning.
Published fees
Quoted from the firm's Form ADV Part 2A brochure, filed September 3, 2026. Fees can change, so confirm with the firm before you hire them.
- Flat or project fee
- $2,000-$20,000
“We charge on a fixed fee basis for financial planning services, with fees typically ranging from $2,000 - $20,000 per engagement, although the specific fixed fee charged to you may vary outside of this range.”
Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)
How Blue Water Wealth bills
Payment and refund terms, quoted from the fee section of the brochure.
- “The fee you will pay for these services is agreed upon in advance and will be set forth in a written financial planning agreement you will enter with our firm.”
- “On an annual basis, we will automatically send comprehensive financial planning clients an invoice and a new advisory contract offering to renew our financial planning services.”
- “These fees are due within thirty (30) days of the invoice date and are payable by check or credit card.”
How Blue Water Wealth’s fees compare
- Its flat or project fee of $2,000-$20,000 spans the Oregon median of $4,000. 87% of the 92 other Oregon planners that publish a flat or project fee charge less.
- 20 of the 22 other planners in Portland that publish a flat or project fee charge less.
About Blue Water Wealth
“We provide a variety of financial planning services to individuals, families, and other clients regarding the management of their financial resources based upon an analysis of the client’s current financial situation, goals, and objectives.”
- Principal: Nancy L. Congdon
- Firm size: 15 employees.
- Founded: 2012 (14 years).
Planning areas mentioned in the brochure
- Charitable giving
Firm details from Form ADV
- How the firm is paid
- Fixed or flat fees, percentage of assets under management
- Charges a % of assets
- Yes
- Highest asset based fee in brochure
- 0.25% a year
- Clients
- 403
- Employees
- 15
- Works with
- Individuals, high net worth individuals, and businesses
- Services reported to regulators
- Financial planning, portfolio management for individuals and small businesses, and selecting other advisers
- Assets managed
- $472,802,960
- Registered with
- U.S. Securities and Exchange Commission
- Disciplinary disclosures
- None reported
- SEC CRD number
- 164432
- Phone
- (503) 296-8700
Can advise clients in 9 states: Arizona, California, Colorado, Nevada, New York, Oregon, Rhode Island, Texas, Washington
Other planners in Portland that publish fees
- Apm WealthPortland$250/hr, $1,299/mo
- Becker Capital Management, Inc.Portland$100-$500/hr
- Blueprint Financial Advisors, LLCPortland$250/hr
- Burgess Financial PlanningPortland$360/hr
- CLS Financial Advisors, Inc.Portland$350/hr, $1,000-$10,000
- Compass Investment Advisers, LLCPortland$250/hr
Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.