PlannerFees

Zora Financial fees and pricing

Financial planner in Birmingham, Alabama. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated March 31, 2026, Zora Financial charges a flat or project fee of $500 and an annual fee of $3,600 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Flat or project fee
$500
“Annual Fee # of Individuals Covered Under Our Agreement $3,600 $4,800 One(1) or Single Multiple Retirement Plan Advising – Fixed + Asset-Based Fees Zora Financial requires an annual fixed fee of $2,500 for retirement plan sponsors (employers) to engage the firm for ongoing plan advising, in addition to a one-time…”
Annual fee
$3,600/yr
“One individual or a single client’s fixed fee will be $3,600 annually.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Zora Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Fees are to be paid by check from US-based financial institutions.”
  • “Our fixed fees require payment to be made in equal quarterly installments, in arrears, and they are due at the end of each quarter.”
  • “To initiate the engagement, we may require the first installment fee to be paid in advance as a deposit.”

How Zora Financial’s fees compare

  • Its flat or project fee of $500 is below the Alabama median of $5,075. 3% of the 35 other Alabama planners that publish a flat or project fee charge less.
  • None of the 11 other planners in Birmingham that publish a flat or project fee charge less.
  • Its annual fee of $3,600 is below the Alabama median of $4,000. 44% of the 16 other Alabama planners that publish an annual fee charge less.
  • None of the 3 other planners in Birmingham that publish an annual fee charge less.

About Zora Financial

“Our firm provides ongoing and continuous supervision of our clients’ portfolios through our investment supervisory services offering, and we offer businesses various critical services involving their sponsored retirement plans.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Firm size: 4 employees.
  • Credentials named in the brochure: CFP®.
  • Registered as an adviser: 2014 (12 years).

Planning areas mentioned in the brochure

  • Retirement planning
  • Tax planning
  • Estate planning
  • College planning
  • Equity compensation
  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Fixed or flat fees, percentage of assets under management
Charges a % of assets
Yes
Highest asset based fee in brochure
2% a year
Clients
78
Employees
4
Works with
Individuals and high net worth individuals
Services reported to regulators
Financial planning, portfolio management for individuals and small businesses, pension consulting, and educational seminars and workshops
Assets managed
$70,972,985
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
170544
Website
zorafinance.com (opens in new tab)
Phone
(205) 637-0178

Can advise clients in 3 states: Alabama, Louisiana, Utah

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Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.