Your-Financial-Lifeguard fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed September 24, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“Hourly fees and fixed fees are negotiable and begin at the rate of $350 per hour.”

Monthly fee

$1,000⁠-⁠$2,000/mo

“The typical fixed fee range is $1,000 - $2,000 per month.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Your-Financial-Lifeguard bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Generally, hourly fees and fixed fees are billed monthly or quarterly.”
• “Advisory standard fees imposed by Your-Financial-Lifeguard are negotiable.”
• “Your-Financial-Lifeguard’s retirement plan advisory fees for 401(k) plans are negotiable and range from 20 - 100 basis points per year.”

How Your-Financial-Lifeguard’s fees compare

• Its hourly rate of $350 is above the Florida median of $288. 65% of the 372 other Florida planners that publish an hourly rate charge less.
• 4 of the 5 other planners in Bradenton that publish an hourly rate charge less.

About Your-Financial-Lifeguard

• Solo practice: one person runs the firm, so you work directly with the planner.
• Meets clients remotely: the brochure mentions virtual or online meetings.
• Registered as an adviser: 2000 (26 years).

Planning areas mentioned in the brochure

• Retirement planning
• Tax planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Clients

45

Employees

1

Works with

Individuals, high net worth individuals, and pension and profit sharing plans

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, pension consulting, and selecting other advisers

Assets managed

$36,318,997

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

115695

Website

your-financial-lifeguard.com (opens in new tab)

Phone

(612) 564-3666

Can advise clients in 2 states: Florida, Minnesota

Other planners in Bradenton that publish fees

• Cma Advisors, Inc.Bradenton$400/hr, $5,000
• Lifestyle Freedom Advisory Group, LLCBradenton$5,000⁠-⁠$10,000
• Maslar FinancialBradenton$250/hr
• Moore Financial Management, Inc.Bradenton$2,500⁠-⁠$7,000
• Parker Financial Planning, LLC.Bradenton$250/hr
• Summit Financial AdvisorsBradenton$100⁠-⁠$300/hr, $1,000⁠-⁠$50,000/yr

Compare all 11 planners in Bradenton