PlannerFees

X and Y Advisors, Inc. fees and pricing

Financial planner in El Segundo, California. Registered with state securities regulators.

According to its Form ADV Part 2A brochure dated March 31, 2026, X and Y Advisors, Inc. charges $250 an hour, a flat or project fee of $500⁠-⁠$10,000, and a monthly fee of $15⁠-⁠$150 for financial planning.

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 31, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate
$250/hr
“Business Consulting Services Business consulting services are offered at an hourly rate of $250 per hour.”
Flat or project fee
$500⁠-⁠$10,000
“The fixed fee can range between $500 and $10,000 based on complexity.”
Monthly fee
$15⁠-⁠$150/mo
“Initial setup fee = $150, $50/month, plus $15/month per employee Initial setup fee is due when the client signs the engagement letter for each type of accounting service.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How X and Y Advisors, Inc. bills

Payment and refund terms, quoted from the fee section of the brochure.

  • “Pursuant to California Code of Regulation, Section 260.235.4(c), clients are entitled to a full refund should termination of the contract occur within five (5) business days.”
  • “If a fixed fee program is chosen, half of the fee is due at the beginning of process and the remainder is due at completion of work, however, X and Y Advisors, Inc. will not bill an amount above $500.00 more than 6 months in advance.”
  • “Fees for this service may be paid by check or electronic funds transfer via a secured payment processor in which the advisor has no access to client’s payment information or check.”

How X and Y Advisors, Inc.’s fees compare

  • Its hourly rate of $250 is below the California median of $300. 19% of the 932 other California planners that publish an hourly rate charge less.
  • 2 of the 5 other planners in El Segundo that publish an hourly rate charge less.
  • Its flat or project fee of $500-$10,000 spans the California median of $5,000. 53% of the 796 other California planners that publish a flat or project fee charge less.
  • 1 of the 2 other planners in El Segundo that publish a flat or project fee charge less.

About X and Y Advisors, Inc.

“We offer financial planning, investment management, tax preparation, accounting, and business consulting services.”
From the firm's description of its advisory business in its Form ADV brochure.
  • Firm size: 2 employees.
  • Credentials named in the brochure: CFP®.
  • Registered as an adviser: 2017 (9 years).

Planning areas mentioned in the brochure

  • Retirement planning
  • Tax planning
  • Estate planning
  • Business owners
  • Cash flow and budgeting

Firm details from Form ADV

How the firm is paid
Fixed or flat fees, percentage of assets under management
Charges a % of assets
Yes
Highest asset based fee in brochure
2% a year
Clients
17
Employees
2
Works with
Individuals and high net worth individuals
Services reported to regulators
Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops
Assets managed
$18,814,112
Registered with
State securities regulators
Disciplinary disclosures
None reported
SEC CRD number
287715
Website
xandyadvisors.com (opens in new tab)
Phone
(323) 942-9881

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Is something on this page wrong or out of date? Email corrections@plannerfees.com and PlannerFees will check it against the firm's latest filing.