Whisper Financial fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 6, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$350/hr

“Our hourly rate is $350, billed hourly in arrears.”

Flat or project fee

$4,800

“One time Financial Plan We charge a fixed fee for our one time financial plan starting at $4,800.00.”

Quarterly fee

$1,250/qtr

“Ongoing Financial Planning Ongoing Financial Planning is offered for a quarterly fee paid in advance at a rate of $1,250.00.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Whisper Financial bills

Payment and refund terms, quoted from the fee section of the brochure.

• “The fee is paid in two installments, in advance.”
• “Upon termination, the fee will be prorated and any unearned fee will be refunded to the Client.”
• “Upon termination, the fee will be prorated and any unearned fee will be refunded to the Client.”

How Whisper Financial’s fees compare

• Its hourly rate of $350 is above the California median of $300. 58% of the 932 other California planners that publish an hourly rate charge less.
• Its flat or project fee of $4,800 is below the California median of $5,000. 49% of the 796 other California planners that publish a flat or project fee charge less.

About Whisper Financial

• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2021 (5 years).

Planning areas mentioned in the brochure

• Tax planning
• Estate planning
• College planning
• Cash flow and budgeting

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1% a year

Clients

11

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning and portfolio management for individuals and small businesses

Assets managed

$1,578,119

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

317414

Website

instagram.com/whisperfinancial (opens in new tab)

Phone

(510) 216-3886

Other planners in California that publish fees

• 10/28 Wealth Management LLCOceanside$300/hr, $500⁠-⁠$10,000
• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• 3D Holistic WealthIrvine$300/hr, $1,500⁠-⁠$10,000
• 401 FinancialSan Diego$250/hr, $500
• 5T Wealth, LLCNapa$200⁠-⁠$450/hr
• 7 Streets Financial, LLCSan Diego$100⁠-⁠$400/hr, Up to $15,000

Compare all 1,914 planners in California