Vantage Point Wealth Management fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 9, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$250/hr

“Services are offered based on an hourly fee of $250 per hour.”

Flat or project fee

$500⁠-⁠$5,000

“- 13 - FIXED FEES Financial Planning Services are offered based on a flat fee between $500 and $5,000.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How Vantage Point Wealth Management bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are billed quarterly in advance based on the amount of assets managed - 12 - as of the close of business on the last business day of the previous quarter.”
• “If margin is utilized, the fees will be billed based on the net asset value of the account.”
• “Arrears billing is a necessary adjustment which charges an account for assets deposited before a fee is assessed because advisory accounts are typically billed in advance.”

How Vantage Point Wealth Management’s fees compare

• Its hourly rate of $250 is below the Minnesota median of $263. 35% of the 115 other Minnesota planners that publish an hourly rate charge less.
• None of the 2 other planners in Plymouth that publish an hourly rate charge less.
• Its flat or project fee of $500-$5,000 is below the Minnesota median of $5,250. 27% of the 108 other Minnesota planners that publish a flat or project fee charge less.
• None of the 5 other planners in Plymouth that publish a flat or project fee charge less.

About Vantage Point Wealth Management

• Principal: Joseph S. McRae
• Firm size: 17 employees.
• Founded: 2013 (13 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Minimum

$50,000 in assets (stated in brochure)

Clients

1,219

Employees

17

Works with

Individuals, high net worth individuals, pension and profit sharing plans, and businesses

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, selecting other advisers, and educational seminars and workshops

Assets managed

$326,586,982

Registered with

U.S. Securities and Exchange Commission

Disciplinary disclosures

None reported

SEC CRD number

167886

Website

vpwealthmgmt.com (opens in new tab)

Phone

(763) 587-7120

Can advise clients in 21 states: Arizona, California, Colorado, Florida, Georgia, Iowa, Illinois, Michigan, Minnesota, Montana, North Carolina, North Dakota, Nevada, Oregon, South Carolina, South Dakota, Texas, Virginia, Washington, Wisconsin, Wyoming

Other planners in Plymouth that publish fees

• Echo Wealth Management, LLCPlymouth$2,500⁠-⁠$6,000
• Gen Financial Management Inc.Plymouth$1,500⁠-⁠$15,000, $10,750/qtr
• Great River FinancialPlymouth$300⁠-⁠$400/hr
• Phillip James Financial Co.Plymouth$2,500⁠-⁠$5,000, $12,500/yr
• RLN WealthPlymouth$500/hr, $6,500⁠-⁠$30,000
• Rossi Dubuque Breckenridge, LLCPlymouth$500⁠-⁠$100,000/yr

Compare all 11 planners in Plymouth