True Worth Financial Planning LLC fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed January 22, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300/hr

“Financial Planning engagements are available at an hourly rate of $300.”

Flat or project fee

$750⁠-⁠$5,000

“Ongoing Comprehensive Financial Planning Ongoing Financial Planning consists of an upfront charge of $750 - $5,000 and an ongoing fee that is paid monthly, in advance, at the rate of $150 - $600 per month.”

Monthly fee

$150⁠-⁠$600/mo

From the same sentence as above.

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How True Worth Financial Planning LLC bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Fees are billed monthly in arrears, meaning you will be charged for advisory services after they have been provided.”
• “Fees may be prorated for partial months when accounts are opened or closed mid-month.”
• “Accounts initiated or terminated during a calendar month will be charged a prorated fee based on the amount of time remaining in the billing period.”

How True Worth Financial Planning LLC’s fees compare

• Its hourly rate of $300 matches the California median of $300. 41% of the 932 other California planners that publish an hourly rate charge less.
• 1 of the 4 other planners in Granite Bay that publish an hourly rate charge less.
• Its flat or project fee of $750-$5,000 is below the California median of $5,000. 32% of the 796 other California planners that publish a flat or project fee charge less.
• 1 of the 3 other planners in Granite Bay that publish a flat or project fee charge less.

About True Worth Financial Planning LLC

• Principal: Rachael Burns
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2020 (6 years).

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

3% a year

Clients

31

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and educational seminars and workshops

Assets managed

$25,000,000

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

309744

Website

trueworthfp.com (opens in new tab)

Phone

(530) 305-3452

Other planners in Granite Bay that publish fees

• 360DividendsGranite Bay$300/hr, $2,500⁠-⁠$10,000
• Dynamic Wealth Strategies, LLCGranite Bay$375/hr
• Parkshore Wealth ManagementGranite Bay$200/hr, $300
• Spectrum Wealth Advisory Group, LLCGranite Bay$500/hr, $1,500⁠-⁠$100,000

Compare all 7 planners in Granite Bay