True Wealth Stewards fees and pricing

Published fees

Quoted from the firm's Form ADV Part 2A brochure, filed March 30, 2026. Fees can change, so confirm with the firm before you hire them.

Hourly rate

$300/hr

“Financial Planning engagements are offered at an hourly rate of $300 per hour, depending on complexity.”

Flat or project fee

$250⁠-⁠$25,000

“Ongoing Financial Planning Ongoing Financial Planning consists of an upfront charge of $250 to $25,000.”

Annual fee

$3,000⁠-⁠$30,000/yr

“This upfront fee may be waived at the discretion of TWS. 8 Thereafter the Client will be charged an annual fee of $3,000 - $30,000, billed quarterly ($750 - $7,500) in arrears.”

Read the full brochure (PDF) (opens in new tab)SEC adviser record (opens in new tab)

How True Wealth Stewards bills

Payment and refund terms, quoted from the fee section of the brochure.

• “Our billing invoice will indicate the total account value used to calculate the advisory fee.”
• “Accounts initiated or terminated during a calendar month will be charged a prorated fee based on the amount of time remaining in the billing period.”
• “An advisory contract may be terminated with written notice at least 30 calendar days in advance.”

How True Wealth Stewards’ fees compare

• Its hourly rate of $300 is above the Indiana median of $250. 61% of the 119 other Indiana planners that publish an hourly rate charge less.
• 3 of the 8 other planners in Carmel that publish an hourly rate charge less.
• Its flat or project fee of $250-$25,000 spans the Indiana median of $5,000. 90% of the 84 other Indiana planners that publish a flat or project fee charge less.
• 5 of the 6 other planners in Carmel that publish a flat or project fee charge less.
• Its annual fee of $3,000-$30,000 spans the Indiana median of $5,000. 86% of the 36 other Indiana planners that publish an annual fee charge less.
• 5 of the 5 other planners in Carmel that publish an annual fee charge less.

About True Wealth Stewards

• Principal: Doug Rotman
• Solo practice: one person runs the firm, so you work directly with the planner.
• Credentials named in the brochure: CFP®.
• Registered as an adviser: 2019 (7 years).

Planning areas mentioned in the brochure

• Retirement planning
• Estate planning
• College planning
• Business owners
• Cash flow and budgeting
• Charitable giving

Firm details from Form ADV

How the firm is paid

Hourly fees, fixed or flat fees, percentage of assets under management

Charges a % of assets

Yes

Highest asset based fee in brochure

1.5% a year

Clients

55

Employees

1

Works with

Individuals and high net worth individuals

Services reported to regulators

Financial planning, portfolio management for individuals and small businesses, and pension consulting

Assets managed

$47,540,551

Registered with

State securities regulators

Disciplinary disclosures

None reported

SEC CRD number

305312

Website

twitter.com/dougrotman (opens in new tab)

Phone

(317) 567-9008

Other planners in Carmel that publish fees

• Catalyze Wealth ManagementCarmel$4,800⁠-⁠$15,000/yr
• Circle City Wealth Management LLCCarmel$500⁠-⁠$5,000
• Fortitude Private WealthCarmel$300/hr, $3,000⁠-⁠$10,000
• Fortress Capital AdvisorsCarmel$7,500⁠-⁠$15,000/yr
• Integrated Investment Strategies,inc.Carmel$3,500/yr
• Keystone Financial Advisory, LLCCarmel$180/hr

Compare all 27 planners in Carmel